You need a vision plan adapted to your needs
Everyone is different. That is why our plans are specifically tailored to you!
Why get a vision insurance plan?
You only get one set of eyes, learn how to invest in their overall health. Routine vision care is usually not covered by your health plan. With a vision insurance plan, you can save money by reducing out-of-pocket costs for covered services like: annual routine eye exam, eyeglasses frames, lenses, contacts, and more. Vision plan also provide discounts on vision expenses like glasses or even LASIK.
Eye exams not only help you keep a healthy sight. Many health conditions (Diabetes, high cholesterol, some types of cancer) can also be detected by routine eye checks.
Vision plans must include routine checks and prescription eyewear such as frames, lenses and contact lenses.
Find the Right Plan
Vision coverage is not regularly included in most health insurance plans, but it is an essential need for most Americans. insurance experts are here to help you choose the right coverage.
About vision insurance
A vision insurance plan will cover an annual routine exam, eye frames, lenses and contact lenses. Vision insurance plans present a set amount of money to put toward the cost of preventative eye care (eye exams) and prescription eyewear (eyeglasses and contact lenses). Unlike most health insurance plans, most vision plans don’t have deductibles, so you will immediately receive benefits instead of having to pay out of pocket before they kick in. But they do include a benefit maximum, which means you’ll have to pay out of pocket for anything you spend over the set benefit amount.
What does vision insurance cover?
A decent vision insurance plan will cover an annual routine exam, eye frames, lenses and contact lenses. Vision insurance plans present a set amount of money to put toward the cost of preventative eye care (eye exams) and prescription eyewear (eyeglasses and contact lenses).
What doesn’t vision insurance cover?
Glasses seem straightforward, but there are so many factors like trifocals, progressives, anti-glare, anti-scratch, anti-impacts that complicate things and add up fast. Vision insurance will cover a certain dollar amount every year for your lenses and frames, but it may not cover all optional add-ons.
How much does vision insurance cost?
We have multiple plans with different levels of benefits to help you find the best vision insurance fit for your budget. If you need anything major besides exams, contact lenses, lenses, frames, yearly routine replacements, and have a plan that has a benefit maximum significantly higher than the premium, vision insurance will most likely save you money and be worth the investment. If you just want to get a pair of reading glasses and keep them for five years, you’re probably better off just paying out of pocket.
Call us today 1-855-745-5422, an agent can assist you with more information on Vision Insurance plans. Calling this number will direct you to a licensed insurance agent.
Why is speaking with a licensed insurance agent that specializes in Vision Insurance helpful? We provide expert guidance on available HMO, PPO, and Indemnity plan options. A licensed agent will educate you on plan features such as physician networks, and cost analysis for the following: premiums, copays, deductibles. Throughout the enrollment process and post-enrollment, you will have a personal contact to assist with questions, claims, or concerns, should any arise.
How do vision plans work?
Prevention is the best medicine
Did you know that a comprehensive eye exam can detect physical health concerns, as well as eye-related? Diabetes, high cholesterol, and even cancer can be detected from regular eye exams. Eye health is especially important, as symptoms of poor vision can affect the performance of daily tasks such as working, driving, or reading.
Most health insurance plans do not include vision covered services, which is why plenty of Americans invest in Vision coverage. Luckily, Key Health Plans has a variety of plans with varying levels of benefits to help you find the best vision insurance fit for your budget.
Vision insurance normally covers preventative eye care (eye exams) and prescription eyewear (eyeglasses and contact lenses). Unlike medical insurance policies that may provide unlimited benefits after co-pays and deductibles are met, most vision insurance plans are discount plans or wellness benefit plans that provide specific benefits and discounts for an annual premium. The major vision insurance companies have deals with certain retailers, so you may save more at select partner retailers based on your plan.
Missed open enrollment? No worries. Vision insurance policies are available year-round.
We can agree that it’s convenient to do some shopping around and visit several vision insurance providers to make sure you get the best value for the eye care benefits you desire. That’s why Key Health Plans provides you with a one-stop shopping experience for vision plans and more.
Eye insurance plans for individuals, families, and groups
Years of experience in the insurance arena allows us to offer an extensive pool of vision plan options. With Key Health Plans, you can compare from a wide selection of benefit options whether it be a vision plan for you, your family, or your business.
Types of Vision Insurance:
- Vision discount plans
- Standalone Vision plans
- Employer benefit plans
- Rider to add onto existing health insurance policy
Vision insurance benefits for businesses
Vision insurance can provide great benefits to your employees at a low rate and benefits to you as an employer.
Some pros of providing benefits to employees include:
Keeping employees healthy and efficient so that they can perform at their best
Avoid turnover costs by retaining talented employees. Workers value health insurance benefits, so to make your company attractive, consider offering supplemental benefits.
Savings for your business. Tax incentives are available to employers and employees when contributing in a group health plan. E.g. Premiums paid on group health plans can be tax deductible.
Is it worth the expense?
If you need anything major besides exams, contact lenses, lenses, frame, yearly routine replacements, and have a plan that has a benefit maximum significantly higher than the premium, vision insurance will most likely save you money and is worth the investment. If you just want to get a pair of reading glasses and keep them for five years, you’re probably better off just paying out of pocket.