Find out how we can help you fill the gaps in your medicare coverage.
Medicare Supplement or Medigap is perfect if you are looking for a solution to any gap between Medicare coverage and what you might have to pay from out-of-pocket money.
You can get a Medicare Supplement insurance policy from a private insurance company
There are ten different Medicare Supplement insurance policies to choose from. Depending on the state where you live, you might find them all or not.
Who is eligible for medicare supplement insurance?
*If you are already enrolled in Original Medicare (Parts A and B).
*You are 65 years old or over, or under 65 but with a disability or End-Stage Renal Disease.
*And the policy is offered in the state where you reside.
Then you are eligible to purchase a Medicare Supplement Insurance policy.
What costs does medicare supplement or medigap cover?
This type of plan can help you pay costs that need to be covered with your own money under the Medicare Parts A and B (hospital and medical insurance).
It does not provide benefits for Medicare Advantage Plans, Medicare Part D, or any other health insurance policies.
Medicare Supplement and Medicare Advantage are mutually exclusive. This means that if you are already covered by a Medicare Advantage plan, you cannot get a Medicare Supplement policy unless you opt for changing your policy to Original Medicare.
Medicare Supplement is a one-person-only policy. This means that if you and your spouse want to have it, each will need to buy separate policies.
What are the advantages of medicare supplement?
*It helps you pay for some health-related costs that are not covered by Original Medicare; these include copayments, coinsurance, and deductibles.
*Its renewal is guaranteed even if you have health problems. This means the insurance provider can’t cancel the policy while you pay the premium.
*Medicare Supplement policies do no cover prescription drugs. If you need this service, you must purchase Medicare Part D.
How do to choose the right medicare supplement plan?
These insurance policies are regulated by state and federal laws, so the basic benefits offered by the different plans under the same category are similar, but the prices and the quality of the services can vary.
Key Health works with many insurance carriers to guarantee that we offer the best policies that meet both your healthcare needs and budget.
Call us today 1-855-745-5422, an agent can assist you with more information on vision plans. Calling this number will direct you to a licensed insurance agent.
Why is speaking with a licensed insurance agent that specializes in vision plan options helpful? We provide expert guidance on available HMO, PPO, and Indemnity plan options. A licensed agent will educate you on plan features such as physician networks, and cost analysis for the following: premiums, copays, deductibles. Throughout the enrollment process and post-enrollment, you will have a personal contact to assist with questions, claims, or concerns, should any arise.